Senior Credit Analyst
Senior Credit Analyst
Senior Credit Analyst
Parker Hannifin Corporation
Parker is a rapidly scaling fintech company focused on empowering independent business owners with financial tools to achieve profitability. As a Senior Credit Analyst, you will conduct in-depth credit assessments for businesses applying for credit products, collaborating with various teams to ensure sound credit decisions and contribute to the evolution of credit policies.
Qualification
- 5+ years of experience in credit analysis, preferably in SMB, middle market, or fintech lending
- Deep understanding of business credit fundamentals and financial analysis
- Strong judgment and a bias toward structured, data-informed decisions
- Experience with credit systems, financial modeling, and risk scoring frameworks
- Ability to balance risk with commercial outcomes and growth priorities
- Clear communication skills in writing and stakeholder discussions
- Comfortable in a fast-paced, dynamic startup environment
Responsibility
- Evaluate business credit applications with exposure limits ranging from $50K to $5M+
- Analyze financial statements, bank transaction data, and real-time business performance
- Assess qualitative factors including industry trends and business model risk
- Recommend credit decisions with supporting rationale and structuring terms as needed
- Partner with Sales on customer discussions and structuring complex deals
- Monitor portfolio health and assist in reviews of at-risk accounts
- Contribute to evolving Parker’s credit policies and decisioning models
- Serve as a mentor for junior credit and risk analysts
